When is a credit report useful ?

Other than for auto loans , cell phones , apartments, and homes , when is a credit report useful . Oh and for student loans . is there any other times when a credit score is beneficial ? what do you think ?

BEST ANSWER: Try this site where you can find the best solutions for you:creditandfinancesol.info

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How much will my car insurance be?

Im getting my own can insurance when i turn 18 in about a month, my parents are kicking me off there's i have had 3 tickets and i drive a 1998 toyota camry...

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I got a DUI back in march 2nd of this year (2009). My lawyer tried to fight it, but it didn't help, so my license is currently suspended. In order to get a restricted license, i need to show proof of insurance. Knowing that i have a dui on my record, what's the best option i have ?

Just hit a deer while ago (Questions about insurance)?

While ago a deer ran out in front of me and caused a bit of damage to my 2002 Toyota Camry. Although the damage doesn't appear to be [i]too[/i] bad, (hood and bumper are bent, and the right headlight is a bit out of place though it still works fine, car drives fine) I didn't have my cell phone so I had to drive back home (not very far) from where the incident happen. 1. Will the insurance still pay because I left the scene? (I wasn't speeding, had my headlights on, and our seatbelts) 2. Will my insurance rates go up? (The damage [b][i]can't[/i][/b] be over $2000, so I can just pay that huge bill once, but that higher insurance will haunt me forever) 3. Will this go on my driving record? (The car is still very drivable and neither me nor my passenger were injured in any way). (I did not get a police report, at least not yet)

How much would insurance cost for a 16 Y/O Girl with a 1997 Nissan Maxima GLE?

I'm buying a Maxima and I'm turning 17 in February. I plan on getting the car on the road next month and I have a 10% discount from my driving school for taking drivers ed. How much would insurance cost (roughly) per month for a 16 year old girl with a 1997 Nissan Maxima GLE?

Where can i find cheap car insurance for a 17 year old male?

Its really starting to get on my nervse that i can not find any cheap insurance anywhere! Why do insurance companies in the UK want to make life so hard for young drivers? Yeah stasticaly the majority of us crash our cars. But why should the small majority of young drivers like my self have to pay the price and live with this stereotype by paying RIDICULOUS amounts of money?

Health Insurance question?

Who can you add as a secondary person on your insurance? Can it be a significant other or is it only a spouse allowed?

About how much would the minimum amount insurance cost a typical rider to drive a motorcycle?

Motorcycle Insurance Rate New Driver 22 years old 1974 Honda CB360, How Much?

I'm buying a 1974 Honda CB360 Bobber motorcycle, I'm 22 years old..have had 1 ticket in October for running a blinking red light at night, 1 speeding ticket that got dismissed in court and 1 speeding ticket that stuck a 65 in a 55. I live in Michigan and this is my first ever motorcycle. How much am I looking to pay? and what is the best company to get insurance, online it says Geico wont insurance motorcycles in Michigan so cant use them. Full time college student if that matters any

Do i need to list the second driver on my insurance policy?

If they aren't registerd to the vehicle but drive it often do they need to be on the policy at all? Im paying way too much with two currently...

What is the best car insurance company in Britain?

I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!

22yo motorcycle insurance?

I have a 125cc motorcycle and im 22 with my m2 and driver training but the cheapest insurance i could find is $2500 a year!!!!!!!!! Does anyone have anything better for a young guy???

Company not offering insurance?

I've read the policy, forms, etc... Prior I was hired. The company that I work with gas this insurance benifits. I have already reach my 90 days and 3 weeks period. The company is not offering me with medical insurance. Not even an evaluation. But that doesn't matter. My question is, is it illegal in the state of California if the company does not offer/ask you an option to have insurance or not? Please advice.

Is there a way for me to get affordable car insurance?

hi im a college student in NYC i am single and live alone in a studio apartment in Brooklyn NY i work in an armani exchange store and at the moment im also going for acting and have already nailed some gigs. My question is if anybody knows how i can get car insurance under $4000 (BTW i dont have any1 living in another state) i checked most companies and they offer 10-13k either a year or 6 months so please if any1 knows how i can get insurance help me out i am in dire need of a car.

Wife was rear ended and i have no insurance we live in illinois and car insurance is required?

My wife was on her way home from work and was stoped at a stoplight when a car hit her from behind and we have no insurance but witness reports say the other lady is at fault will my truck be fixed by her insurance

Young driver insurance in the UK?

how much would I need to pay for insurance if i'm 17,18,19,20 years old? and which cars are the cheapest for that age? When does it get cheaper? should I wait, when im 21? or it depends on driving experience? Thx

How to apply for Louisiana Children's Health Insurance Program, LACHIP?

Are you looking for a low cost health insurance program for your children? Do you live in Louisiana? Well, I just recently found a program called LACHIP that offers affordable healthcare coverage for children. Step1 I'm a stay at home mom, and for awhile my child was getting sick all the time. Our insurance was good but, it didn't cover everything. Then suddenly, my boss told me that she was cutting my hours. I frantically started seeking healthcare insurance that was affordable but, would cover everything we needed. That's when I found a program called LACHIP. Basically, LACHIP is a no-cost or low-cost medicaid health insurance program for children. Step2 First thing, you need to find out if you qualify for the program. The program is basic on income. To find out the income guidelines, contact your medicaid office. They will also give you an application to fill out. To find out your medicaid office contact information, go to: http://www.dhh.state.la.us/offices/contacts.asp?ID=119 Step3 Finally, when you get the application in the mail, fill it out and return it back to the office. Now when I filled mine out, I did not have to put a stamp on the envelope because it was already pre-paid. Then within about a week, someone from the medicaid office will call you and tell you if you are approved or not. If you are approved, then you will receive a medicaid card in the mail for your child(ren) within 6 weeks. Once you receive it, you use the card anywhere medicaid is accepted. Also, don't forget to ask your medicaid representative to include a list of things that medicaid covers. For more how to articles, please visit http://www.ehow.com/members/kleighwickham.html?view=3rd

Car Insurance Gangsters :(?

Car insurance for me is $7500 for 6 months? That's buying my car twice !! Idk why I didn't wait and be patient. Now I feel like I'm stuck with this car that I just purchased because there's no way I can afford that kind of car insurance. That's just unbelievable. I've been researching and researching and I finally felt like I was ready to start driving. I see people my age on forums saying they only pay $200 a month so I figured I would be paying around there maybe even a bit more but $1000 a month? Smh,, I can't do that. I don't know what to do. Should I try to sell the car I just purchased? I signed the papers and all smh. That's just ridiculous. Almost $1500 a month smh. Idk what to do man, please give me some advice. Maybe there's a not so good insurance company that can insure me for cheap? I don't plan on getting into any accidents. I don't even think I want to drive anymore, that quote has me going nuts right now.

Do you know how to find a cheap auto insurance online out there?

Where can I get the cheapest online auto insurance?

Where is a good and cheap place to get sr22 insurance?

Dose my 400,000 SGLI military life insurance cover me off duty?

i have been in 4 years and a spc in the colorado army national guard and i have 400,000 sgli life insurance. Someone told me on or off duty that life insurance covers me as long as i am in, is that true? I always thought it was on duty only life insurance so basically if one day off duty i get hit by a bus, that 400,000 dollars before taxes will be paid out to my beneficiaries the next couple of months after?? thanks.

Does anyone know an affordable doctor in phx/ glendale area?

I have no insurance, does any one no where there is a good doctor who's cash prices are affordable?

Cheap car insurance for young drivers?

Ok im 20 years old ands i expect to get my full licence soon. i think a Ford KA is my best option for price when thinking about purchase price, Insurance bands, TAX bands and repair costs. The problem is all the insurance company's i have looked at will charge me around 2500. Can anyone recommend any good insurance company's for young drivers. I have tried some price comparison websites none seem to come up with anything new.

What are some cheap health insurance plans for a college student?

Hello, I live in Texas and I am in my first semester in community college. They do not offer insurance at my school. I do work part time, but I do not plan on staying at this job for long. I don't want to get on my parents insurance, because I simply don't want them to know any of my personal business. Any advice? I am 22 by the way. Any answers are appreciated. Thank you!

Will my car insurance increase due to a traffic violation?

I have 2 ticket's prior last night 2 of which were speeding and last night's is a traffic violation. 1 ticket was paid for and had to do some traffic school 2nd ticket i paid for but did not go to traffic school that's when i noticed that my insurance rates went up due to a speeding ticket. The ticket from last night was infraction of a wrongful left turn from oncoming traffic should have yield. Now i will pay for the ticket aswell as attend traffic school will my insurance rate go up?

How much would it cost to insure a 1995-2000 Ford Mustang?

Something with around 80k-100k miles. Everything stock no mods or tuning. Not convertible. Im 18 so i know itll be a decent amount. Im going to have my dad co sign on the car to help lower the insurance. Itll be used for maybe 3 times a week and ill put maybe 5k a year on it. Im on gieco currently and they wont give me an accurate qoute and i know you wont really be able to but if you give me the same number itll be the set amount ill asume. Thanks

When is a credit report useful ?

What is the cheapest possible insurance available?

Including the cheapest car to insure and the best way to go about insuring that car. What is the cheapest insurance i can get? Thanks for any help

Would my insurance go up?

I got into an accident because it was raining and the floor was slippery I was going max25 and the car slipped to the side and fliped over. Im planing to get an infinity g37 2 door car. Would my insurance go up? I had an 2006 nissan fronteir.

Car insurance, from provisional to full uk?

I have recently bought a car (a 2003 Ford Ka 1.3 Collection) & am on a provisional license taking driving lessons atm. Im looking at different car insurance quotes online & am thinking of going with Admiral as it seems like they offer the cheapest car insurance for my situation. As far as I'm aware, I would have to pay approx 1,100 to insurance my car while still on a provisional license, & approx 1,600 with a full uk. (A lot of ppl have said that insurance will be more expensive while on a provisional license but I know for a FACT that it's the other way around seeing as I would have a fully qualified driver with me at all times, meaning that I'm less likely to have an accident!!) Anyway, Because I'm looking at insuring my car for Nov while I still have a provisional license (I'm going to pay it monthly), when I hopefully pass my test at the start of Dec & obviously notify the insurers that I will have passed my test & therefore gotten a full uk license, HOW ON EARTH will that affect my insurance? Any help will be MUCH MUCH appreciated!!...I'm really CONFUSED atm!!!!! :):)

Annuities and life insurance, please help?

I am 35 yrs old and I recently purchased Index Universal Life insurance for the tax free money, guarantee return flat rate, and protection from market loss. I also have $100k in my 401k and my insurance agent suggest I rollover to an index annuity to get the best maximum return. I will get a 10% bonus and both the interest and 10% bonus will be compounded for next 30 yrs. If I withdraw at age 55 at 4%, my yearly index return rate is $9.261. I can see for the first 11 years, the annuity company is giving back my original amount. If I live through age 86, I would have withdraw total amount $185,200. Everyone keeps telling me life insurance is a bad investment because of fees and the agent is trying to get a big commission off me. After running and looking at the numbers, it seems annuities and life insurance are the best savings program. Is there something else about the numbers quoted I should be aware of?

How come I can't medical or insurance ???!?

Hello I'm a 20 year old and I live on my own. I use to have medical Owen I was under 18 && lived with. Y moon but now I'm 20&& live on my own. I tried applying for medical and I got denied because I make like 100 more than the limit. Where can I can I apply for a low healthy plan . I do live on my own and have bills to may. It I wanna be healthy. Someone please help no d mb answes (you don't look cool) I live in California San Diego.

I am looking for a good,affordable place to rent out to throw a party.In sacramento and surrounding areas?

Does anybody know a good place.I just want to have fun and make sure people are safe ,but at an affordable price ?

How can obtain malpractice insurance in USA?

adresse of companies that offer malpractice insurance Loisiana,Wiskonsin,Georgia California

How do I go about getting car insurance?

I'm 19, my car insurance now is under my parents name and they pay for it. I want to by a Mustang and I want to pay for the insurance myself. So do I go see an agent? Or do it online? I tried to get a quote online and I'm not sure how to answer certain questions.....I DID get in an accident 3 years ago but my insurance company never caught me on it, so will they find out if I try to get my own insurance now? Should I use a different company to not get caught and have to pay higher rates?

Would an SUV or a sports car be more expensive for insurance?

Im getting a new car.. and I either want an SUV (Jeep) or a sporty car (Eclipse). Which is cheaper to insure?

Motorcycle insurance?

I'm young (21) looking for motorcycle insurance in MA and I was wondering some of the better options. Btw I'm looking for full coverage quotes. I have had a regular drivers license for about 4 years and I live in a rural area, not a lot of theft. I know it takes much more personal information than that but again I'm just looking for estimates. Just looking for good (preferably local) insurance companies and estimated quotes.

I put the wrong dettails on car insurance quote!:(?

hi everyone.A year ago i bought a car insurance and when i done the quote i ve put by mistake that i have my licence for 5 years and i only got it for 3 months at the time!now my insurance is due to renewal and as i was looking thru the details on my insurance i noticed that there is a mistake about the years for how long i got my licence.now i found a differente insurance company that is giveng me cheaper quote,i got my licence now for 1 year and 4 months.whats gone happen now with that mistake? PLEASSE HELP! EXCUSSE MY ENGLISH!

MICHIGAN NO FAULT INSURANCE?

I was in an accident today and the other person left the scene, cops came and got all of my info... my car is REALLY banged up.... i have michigan no fualt insurance becuase that is all i can afford... a $500 deductible ..what does this mean? how much will my insurance company cover to get my car fixed? thanks

Cheap car insurance in Texas?

Hii i don't have a job right now, the car insurance bills are very high, can somebody suggest me cheaper insurance , currently i am with geico and am in Texas. Thanks in advance

I have have 14 points on my license i need a cheap insurance?

some companys have a limit on points

Car title and insurance

hi my sister is sending me her car on Monday with the title. If I go to the DMV that day with the title will I be able to drive the car that day? I will also be callign my insurance agency to add the car - does that take more than a day? thank

How much will insurance go up with with a speeding ticket and now I rear ended someone on the freeway?

I have Allstate Insurance in California. I got a speeding ticket in Nevada. And it was either hit a semi or rear end a car on the freeway.

How to get cheap car insurance?

I've heard of people somehow getting cheap car insurance and i want to know their secret!

How much do you pay a month for car insurance...?

I pay $112.

Car insurance for an 18 year old parent?

will having custody of a child help lower or raise my insurance, btw thanks for those who help

Why is motorcycle insurance insane for everything but cruiser types?

I called Geico and they quoted me on a bunch of motorcycles. Cruisers were the only reasonable ones, but I thought the other types (sport, standard, touring, offroad) that I got quotes on were riduculously high! I even asked about the ninja 250 and that was 4 times the amount of a 750 shadow. How is that possible?

I got my first DWI i ll be getting my license back soon how much will my insurance go up in the state of mo?

in the state of missouri how much will my insurance rates go up after my first dwi? (and LAST)

What is good car for cheap insurance?

okay im 16 and now have enough money for a car. I want a GM or Ford car what would be a good car from the 90s that would be the cheapest on insurance.

Can I use my mums Tesco Clubcard to get cheaper car insurance?

I'm looking to buy my first car and naturally insurance is expensive. It is usually just out of my price range but I discovered yesterday that if I use my mums clubcard to get a discount on Tesco's website it brings it down to an affordable level for me. However I was just wondering if I can use my mums clubcard to lower my insurance or is this not allowed?? I can't find anything that definitavely answers my question on Tesco's website.

Teenager car insurance.?

I turn 16 in February and I want to know about how much I'm going to be paying for my car insurance. I'm going to be under my Dad's plan with State Farm. I'm male and my GPA is over a 4.0. I'm going to be driving a 2001 Dodge RAM 1500. I don't know if anyone can give me an exact cost but I justed wanted to know a range.

Auto insurance question- got a speeding ticket but got off with driving school?

I just recently got new insurance, I didn't know whether or not I should put my speeding ticket on the quote since it was my first one and the cop just told me to just come to court and that they would give me driving school. So I decided to put it on the quote because I don't wanna get pinned for insurance fraud or something, I'm new to this whole insurance thing (just got off my parents) so I played it safe. Now that I have been to court and gotten driving school should I call up the insurance company and let them know what happened? Would it lower my rates if I did that? Or does it even matter? If I can save a few bucks I'll do it, but I don't want to waste my time and theirs. tl;dr----- got a speeding ticket, put it on my insurance quote- got off with driving school- how should I proceed? Does it really even matter since I received the ticket before I was on this current insurance?

When is a credit report useful ?

Will insurance cover girlfriend who lives with you?

My boyfriend and I live together and are going to get married within the next year or two (i am in nursing school and want to finish before getting married so we can afford a really nice wedding). He has United Health Care insurance and I've tried to find info online but cannot find the info i'm needing. He has this insurance through his employer. Can I be covered on his insurance without us being married? I see online you can do a family plan, but that's all i see. doesn't say if non-married couples can be covered.

Who offers affordable and reliable car insurance?

Money is really tight right now, and my car insurance is around $120 a month with Liberty Mutual. I'm looking at other agencies that offer great service and are less expensive. Is Geico good? Are there any other agencies I should look at? My record isn't too bad. One speeding ticket.

Does State Farm Insurance go up after ONE speeding ticket?

I'm almost 18 years old, and I'm on my dads insurance policy. They've been customers with state farm for almost 15 years. I got a speeding ticket a few months ago, but ...show more

Average cost of insurance?

what would be the average cost of insurance for a 16 year old male in georgia with an 09 mustang? with a honda accord? with a dodge ram? i guess really with a safe new sports car (cause the new mustangs are 5 star in all but one thing where they hav a 4 star in safety), with a new sedan, and with a new truck? thanks. and also how much might taking extra classes help lower the insurance? i mean defensive driving classes. and would being an eagle scout help any? i really don't know so im just thinking of things that might help. thanks

Can i keep the insurance money and not fix my car ? can i still buy insurance in future?

I have a BMW 335i which cost around 29k (BUY LAST YEAR with CASH). I was hit by other guy ,he was at fault so their insurance ( B) absolutely must pay to fix my car .Nothing relate to my insurance ( farmer ). they estimate the cost to fix at their shop is 7k while BMW estimate for me is 13k (if there is hidden cost to fix the car, B will have to pay it too,thats the law). I do not want to drive this accident car anymore ,so can i ask them to write me a final check ,for example 15k to cover everything now and in future (for example they accept the deal). i then will sell the damaged car to somebody for cash and buy another one ? my car is still drivable (in my opinion the stucture would cost like 2 k to get it work perfectly,yet if we do not care the look, the cosmetic it will be a super good car to drive) In case i do not sell the car and fix the structure to drive,keep the money , i heard somewhere from yahoo answer that no insurance company will sell you insurance ??? like i can no longer buy farmers insurance if i do not fix my car ??? IS THIS FOR REAL ? ( because i did not make any claim on my insurance FARMER ) Is there any problem with an accident car ( Car title ,etc....) Is it legal in texas to drive a damaged car ? Will they report it to carfax ( i got police report) ..... So that is my case,with your experience Please give me anything that you know about my case, is there any problem with it, does anything will happen in the future Thanks all so much , please help!

Cheap insurance in NC for a young driver?

- I am 19, had a license for 9 months. - I have had auto insurance one time for a month just to get my license (does that mean a lapse in insurance) - I want a non owners policy, so I can go get a car at a dealership - I am a girl - I have had

Adding car to insurance policy?

I just bought a car from a local used car dealership, and they tried to have my insurance company (All-state) add the car to my policy. But All-state refused because i'm not the ...show more

Decent looking vehicle, good gas mileage,low car insurance? &Where to find good car insurance rates??

I filled out a couple quotes from esurance.com and allstate and i got like $2100 & $4100 premium 6 month payment. Does that mean its going to cost me that much for insurance for only 6 months? If so, that is insane. That would be $350-$750 dollars a month. That cannot be real. My dad gave me a quote from Allstate(thats what he has) and it was about $117.00/Mth for a Chevy Blazer for 18 Year Old First Driver. I am very new to the whole insurance thing so can someone just point me in a small direction to the lowest priced insurance with good plans. I would absolutely love to have an older car(oldsmobile, or between 60s&80s)But thats way to pricy, along with a nice sports vehicle. Because of the gas mileage and decent look, i would like a Chevy Convert Tracker. Just give me some advice if you know what im talking about. :) Thanks Much xox Brittany xox

What is the difference between dental insurance vs. dental discount plans?

I'm trying to figure out which one is most affordable for someone one a budget and beneficial for my needs? I'm 35 years old with 1 dependent child 12 years old and we both need braces, I need a bridge, crowns, root canal, replace over sized silver fillings.. etc.. any advice? Oh and I live in Southern California

Affordable health insurance?

I am a married woman and am looking for health insurance just for myself. My husband does not want to get it for both of us just yet. I get birth control every month and I have contacts, so I would like affordable health insurance that would include vision and lower my yearly visit to the gynecologist. It should also be good for the possibility of my birth control failing and I get pregnant. I live in Alabama. Do you have any ideas? I'd like it to be under $100 a month.

Car insurance question?

Im an 18 year old female and insurance is ridiculously high priced, and I was wondering, at what age will it star to get cheaper. I understand that insurance is gonna be more expensive for younger driver, but isn't 350 a month a bit much? At what age will my insurance start to get cheaper?

I'm trying to get rental insurance?

I'm getting rental insurance well trying to but I had a doubt my Heath insurance is in my mothers name and not mine so she pays it so say I get rental insurance under my name would it mess up or even kick me off her insurance plan if I did get the insurance in my name

What is the benefit of term life insurance over other types of life insurance?

Roughly, how much is the insurance on a Peugeot 106?

Im a girl, Provisonal Lincense Holder (learner driver) 18 years old, looking for no more than a 1.5 engine. Also how much to they cost to tax. Thanks in advance for everyones help, it is much appriceated x.x.x.x.x

Best car & car insurance for a 20 year old?

I'm 20 years old and just started having driving lessons. I'm thinking of buying a car but have no idea about car insurance. I know it would be higher for 17-19 year olds but do I qualify as a young driver if I'm 20 even though it's a first car and just starting as a driver? I love Volkswagen Beetles but want a car on which the insurance won't be high. Apparently the insurance is cheaper on classic cars...? I'm a girl and live in Greater (West) London. I don't know what it depends on and what car I should go for without having to pay a fortune. If you could help me out that would be great Thanks!!! :)

Cost to insure a scion tc?

20 year old male, 1 ticket in last 3 years (oct. 2011). 2005-2006 automatic transmission, 2 door. What would insurance be on one of these? Thanks!!! :)

Question on Auto Insurance?

I live in California. I noticed on my insurance policy that I did not have collsion or comprehensive coverage on my car. I called my insurance company yesterday in the a.m. and told them to add the full coverage. I had an accident last night about 7 hours later. A lady turned left in front of me. Even if I was at fault which I don't think I was, did that updated coverage go into effect when I called the insurance company and told them to add it?

How much would the insurance cost for a 2004 Subaru impreza wrx. Not sti.?

Im 17... So it normally costs more for me anyway. My dad and mom has had geico for a while now. My dad says I can't get it cuz the insurance will cost too much on a turbo car. I can't live without a turbo car!!!!!

COBRA health insurance...?

is there anyone who recently left the military? How does the COBRA health insurance work?

How long do I have to take traffic school after i receive a speeding ticket in the state of California?

I already paid for the ticket that I received last December but my insurance went up, can i still take traffic school to get it off my record? If not, are there any ways I can lower my insurance?

Rough Maryland motorcycle insurance rates?

Hello, I have two questions. First some info though, I live in Southern Md and am a 24 year old male who currently has a completely clean driving record. Right now I have full coverage with Allstate and am paying around 200/month. My question is how much should I expect my rates to jump if I get lets say a lower powered motorcycle ~$7500. Does the age of the motorcycle have much bearing on the rates? And now my more obscure question...What about an electric motorcycle at $15000? The only reason I thought it might be lower is in general they are simpler to operate, not as powerful, and have few breakable parts. Thank you

How Much Does Insurance Cost?

Okay, So Im 18. Ive Been Driving For A Year And Haven't Had Any Type Of Tickets, Wrecks, Or Anything. And, I Was Told That With This Your Insurance Is Likely To Go Down For Being ...show more

How do i get health insurance?

im 19 years old, im not pregnant, i have no children... im really clueless to the whats and hows im in college, im not no disabled, or blind or anything.. i just dont have health insurance.. i do have a summer job, but its not steady & once i go to school in the fall i wont be working anymore. i know medicaid is good but idk if im eligible, & idk who will accept me... i really dk anything lol. i do know i need health insurance! please help?

Do you have to have car insurance just because you have a drivers license?

My mom is bent on the idea that just because I have a drivers license I have to have car insurance as well. I go away for college and I dont drive all year long. We have a family car that I drive once or twice over the summer but other than that I don't get behind the wheel of a vehicle. I don't have any problem with just not driving at all. Am I really legally obligated to have car insurance even though I do not drive? Will it somehow make me less likely to get insured in the future if I remove myself from her insurance package now?

Auto Insurance/License Question!?

I am a 19 year old Californian and I need to purchase auto insurance for my car before I take the drivers test for my license, at least that is what I am led to believe, maybe I don't? But the auto insurance companies require me to give my license number before I can buy the insurance. So I can't get insurance without a license and can't get a license without insurance? No, I cannot be put onto my parents auto insurance or anything. I do not live with them, I am not a dependent of them, etc, etc.

When is a credit report useful ?

Are older cars cheaper to insure?

What should you do if you hit a car but have no insurance?

my friend hit a car the other day but he has no insurance,the damage done to his car was very minor and he only scuffed the bumper of the other car, it appears the other driver wants to claim, should my friend admit to no insurance ? please help ive run out of ideas for him..............

What is car insurance priced on in Ireland?

What are all the factors that influence the price of car insurance for drivers in IRELAND.

How much should I expect to pay for car insurance?

Im not 100% what year but I am planning on getting an 09-10 Mazda speed3. Maybe a new one but its a long shot. I am currently 19 and in the police academy. So I don't know if being a cop will affect my coverage. I am actually waiting until I graduate before I buy the car. I just want to determine what I would pay to see if I can afford it. When I actually get the car it would be my 3rd year with a license. I have never had a car in my name before either. This will be my first one. I am also planning on financing the car. What should I expect for monthly payments?

Best cheap insurance for dental?

i am looking for a good insurance for dental what would you ppl recommand

What would the insurance be on a 2004 Saturn Vue?

My parents are being extremely kind and letting me get my license. Along with the license, they are offering to pay half of the price for a car for my and my brother. We are extremely tight on money, but they are being incredibly generous, so I thought it would be good to get an older, but safe, fuel-efficient car. I thought a Saturn Vue would be perfect. I'm 16 and my brother is 18. We are all going to be on the same insurance plan, and we are both (in my opinion) very good drivers. Does anyone know how much the insurance would be on a 2004 Saturn Vue? If it's too much, we would go with either a Ford Focus or a Honda Civic (we wanted a bigger car because we have both been rear-ended in our car driving home from high school. Both cars needed thousands of dollars of repairs and we needed rehab from our injuries as well. The bigger the car, the safer it is...while still keeping that fuel-efficiency). Thanks so much!

I'm tired of being an agent assistant. What other jobs can i find in the insurance industry?

I have a bachelor in marketing and i've been working as a licensed assistant to an insurance agent. I plan on working here at least another year, but I am interested in learning about other jobs in the industry since our corporate office is nearby. What are some other jobs i can look into? Just looking for ideas, thanks.

3rd party comprehensive car insurance in bangalore?

I've a 1997 model maruti 800, just purchased from a seller, i got only the RC book, no insurance paid soo far, where do i make the insurance for this model car ? and what type of insurance is beneficial? am willing to sell the car after 10 months..? I called ICICILombard.. they refused as it is an old car. ???? Is there any logical reason behind an old car being refused for insurance??? what documents do i need to take care while insuring.. ???

I got into a minor accident and decided not to get it fixed so the insurance company is sending me out a check?

but with the lien holders name attached, how does this work?

Will my insurance be raised because someone else got a ticket in my car?

My boyfriend was driving my car and got a texting ticket. Will my insurance rate increase?

With car insurance, can you only have one driver per car insured?

Some updated papers came today and I saw that a woman was listed as driving my dad's truck. I called to ask if there was a mistake and he said that because she is a fellow inspector she also drives his truck and his work told him that he needed to add her to his insurance. I'm just wondering why only her name is listed as driving the truck. What would happen if he got into an accident with it? I'm sending the papers to his hotel so he can look them over and call the company but in the meantime I am curious!!!

Does auto insurance cover a person to drive someone elses car? ?

My boyfriend says he is covered to drive my car because he has insurance on his car & vise versa - that I can drive his car because my car has insurance. This makes no sense to me. Its like saying I am covered to drive my next door neighbors high end luxury sport SUV because I have insurance on my POS used sedan. I even asked him - So I would be covered to drive any car, of any american in the whole country because I have car insurance? He said, yes! Can someone please explain to him how this makes no sense? Or tell me that I'm wrong and why?

Which make and model of car/SUV is the cheapest on auto insurance?

I need a new car, but I don't want to pay a lot for auto insurance. Right now I have a Cavalier (hate it, by the way) and because it is a Z24 it raised the insurance premium. I just wondered if there are certain makes of cars that are usually cheaper on auto insurance. Anyone know?

Cheap car to insure at 17years old?

Hi, I was wondering if someone could help me. Ok, When I'm 17 I'm intending getting a car straight away and putting it onto my dads name. (he has been driving over 30years so it should be cheaper atleast a few hundred - his is like 300 per 6month's driving a 1.8 litre Ford Focus) Anyways - I have enough money to get my driving lessons completely paid for and passed (ofcourse as I was promised for it to be paid) and I have a few thousand left in the bank Anyways - I was wondering if someone could recommend a car for me. I'm into like these kind of cars: Vauxhall Corsa Vauxhall Vectra (the 05 type) Vauxhall Astra (the new kind of hatchback (05 again I think) Ford Mondeo 2001 Ford Fiesta (I love those modified but not for a first car!) Fiat Punto 2005 Seat Ibiza I know nearly everyone will be saying the Corsa is the least to insure of which I know it is (Insurance group 1 I think) but.. Its just not my sort of car for my first car but I would like to have it later in life. I'm 15 the Now (16 in March) and my dads covered with E-Sure. What car would be best to insure (In order)

If I apply for life insurance through a different company will they know what I told the first company?

I have life insurance with State Farm. I quit smoking on a daily basis 2 years ago but had a cigarette and 1 hit of marijuana on June 18th of this year. I told this to the underwriters because I wanted to be completely honest. All blood work came back negative for nicotine (Cotinine) and THC. State Farm charged me the smoker's rate and said I can get it reevaluated in 1 year. My agent told me I should have lied since it was just the 1 cig. I am not happy paying the smoker's rate as I don't consider myself a smoker. I called an Allstate agent and she says I can go thru her and just say no this time when asked by the underwriters about smoking. My question is, do they have the State Farm phone interview with the underwriters stored somewhere in some database and they will know I smoked the one cigarette or will I be ok just going thru Allstate and saying no to the smoking question this time?

Insurance career in Life and auto?

I am currently work as New York Life agent. And I just got my P C license to sell auto insurance. I am thinking about working with NYL and auto insurance agency. Should I have to cancel NYL contract and work as noncontracted agent. I know I have to loose all my benefit such as 401K-health insurance. But now it is hard to find business in Life only. That is why I want to work with both. But I have to open my own office (more expsense), will not get paid in NYL, etc. Is it a great move at all? Your advice will help me to make decision. Thank you

Is there a place I can get affordable life insurance?

for someone who is terminally ill and not expected to live for another year?

Should I have full coverage or liability only for car insurance on a 1997 Honda Accord?

The car is in very good condition with no major problems. The car is almost 13 years old but the re-sale of Honda cars are supposed to be good.

Cheapest Motorcycle insurance?

I have a job & have paid my car insurance fully each month since I was 16 it was expected of me. I also tend to pay for my motorcycle insurance I have 2 jobs & go to College. I have had 3 speeding tickets 2 in 2008 & one in 2009 2 were around 10MPH over & the 3rd was around 15ish. I have my reasons for speeding regardless drive down the interstate & find more then 3 people that don't speed..SERIOUSLY I HAD PLACES TO BE cops are prejudice. Anyway I want a 02 or newer Motorcycle & state farm is my current provider although I know that are Top Of The Line & I just want the cheapest insurance for motorcycles. I understand my rates will be higher then average but I turn 21 in a year and it can only drop. I just need some Input here. Thank you!

HomeOwners Insurance?

Roughly, how much does Homeowners insurance cost a year for a 2 Bed/1.5 Bath condo in Gainesville, FL?

Can you help me find scooter insurance?

Hello I have a 125cc scooter,i live in the u.k,does someone know where I can get cheap scooter insurance and link me to the site you got it from thanks josh

Can i get insurance if i got 3points on my licence?

basicaly i got done for having a pasenger on back of my ped when i had a provisional so i now have 3 points on my licence, when i get my licence and get a motorbike or car will i still be able to get insurance or not? nand will it cost alot more.

1 point on my driving record, will it affect my car insurance ?

I received 2 tickets during the month of November in 2007. I'm currently taking traffic school for more expensive one, which will prevent me from getting the other one point on my record. However, I wont be able to take traffic school for the other citation, so i'll end up with a point on my record =[ How will the 1 point affect my driving insurance ?? I live in California, and I read somewhere that one point wont affect anything. I want to make sure by posting the question here... thanks

How much is insurance on a motorcycle for a 16 year old caucasion male in Texas??

i have never had a car or anythin. i am wanting to buy a kawasaki 599cc. i havnt had any accidents or anything. i just need an estimant on how much it would be monthly. now plz dont say call your insurance company or give me a site to go to just plz gestimate what you think it would be.

Who thinks the health insurance waivers means that companies don't have to provide health insurance?

You'd be wrong. Care to understand why? http://www.whitehouse.gov/blog/2010/12/10/truth-about-health-care-waivers The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans. To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers: The waivers only apply to one provision of the law the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act. The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets. All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.

When is a credit report useful ?

https://www.linkedin.com/pulse/affordable-insurance-columbus-ohio-jose-blair/